Unlimited check writing with minimum balance of $400 (or $600 average) ** balance
Fees
If minimum balances are not met:
Monthly fee of $7.50
and:
Allows 25 checks/debits per statement cycle
$0.25 fee for each check/debit over 25 in statement cycle
ATM/Debit Card
Issued upon approval
** The average daily balance is calculated by adding the principal in the account for each day of the monthly cycle and dividing that figure by the number of days in the cycle.
Additional Disclosure for Interest Checking
Interest rates, calculations, and payment method:
The interest rates and annual percentage yield for your account depends upon the applicable rate tier and they are applied to the entire balance in your account.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
We use the daily balance method to calculate the interest on your account. It applies a daily periodic rate to the principal in the account each day.
Interest is accrued daily and compounded/credited monthly.
This is a variable rate account; your interest rate and annual percentage yield may change at our discretion at anytime.
Warning: Intruders are accessing a private computer system and that unauthorized
access or use is not permitted and constitutes a crime punishable by Federal law.
