Interest-bearing account, accessible with your passbook:
Minimum to Open
$200.00
Interest
Interest rate is compounded and paid to account twice a year on June 30 and December 31.
Fees
If the daily balance drops below $200 during statement cycle, there is a $ 3.00 fee per semi-annual statement cycle.
When average balance is below $1500, 18 withdrawals are allowed each statement cycle, witha $1 fee for each withdrawal thereafter.
ATM
Issued upon approval
Additional Disclosure for Passbook Savings
Interest rates, calculation, and payment method:
The interest rate and annual percentage yield for your account are shown on the deposit rates chart. This rate is applied to the entire balance in your account.
This is a variable rate account; the interest rate and annual percentage yield may change at our discretion at any time.
If you close your account before interest is credited you will not receive the accrued interest.
Warning: Intruders are accessing a private computer system and that unauthorized
access or use is not permitted and constitutes a crime punishable by Federal law.
